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International money transfer guides and explainers

Plain-language explanations of remittances, exchange rates, transfer fees, and the rules that apply when you send money from Canada.

No jargon and no sales pitch. Each guide defines the terms, shows how they apply in Canada, and links to the official source for anything you need to verify.

By the remits.ca Editorial Team · Last reviewed: 16 September 2026

Bank Transfer vs Money Transfer: What's the Difference?

Bank transfer vs money transfer: learn the difference, how remittances work, and what Canadian rules apply when sending money internationally from Canada.

Best Time to Transfer Money: What Affects Timing

The best time to transfer money depends on exchange rates, provider cut-off times, weekends, holidays and your own deadline. A practical Canadian guide.

Canada Post Money Orders: How They Work

Canada Post money orders are prepaid instruments sold at post offices. Learn how they work, what they cost, and how they differ from transfers and cheques.

Canadian Dollar Exchange Rate Basics: A Guide

Canadian dollar exchange rate basics: how the Bank of Canada's daily rate works, why the rate you are offered differs, and how remittances are priced.

Exchange Rate Margin Explained

Exchange rate margin explained: the gap between the mid-market rate and the rate you get on an international transfer, and how it affects what you receive.

FINTRAC and Money Transfers Explained

FINTRAC and money transfers: how Canada's financial intelligence agency regulates money services businesses, reporting duties, and what it means for senders.

Forward Contracts Explained: Currency Forwards in Canada

Forward contracts explained for Canadians: what a currency forward is, how the rate is locked, who is regulated, and when it makes sense to use one in Canada.

How Much Money Can You Send Abroad From Canada?

There is no single legal cap on how much money you can send abroad from Canada. Limits come from several providers, FINTRAC reporting rules and tax rules.

How to Avoid Money Transfer Scams

Learn how to avoid money transfer scams in Canada: recognize common red flags, verify a provider's licence, and know what to do if a transfer goes wrong.

How to Remit Money: Definition and Canadian Guide

Learn what it means to remit money, how payroll remittance to the CRA works, and how international remittances from Canada are sent, priced, and tracked.

How to Send Cash Overseas From Canada: Methods and Rules

Learn how to send cash overseas from Canada: the methods, the rules, the fees, and the questions to ask before you hand money to any transfer provider.

How to Send Money Abroad: Remittance Explained

Learn how to send money abroad from Canada: what remittance means, how transfers work, fees, exchange rates, and the rules that protect your money in Canada.

International Money Transfer Fees: How They Work

International money transfer fees explained for Canadians: transfer charges, exchange-rate margins, and intermediary bank fees, plus how to compare costs.

Mid-Market Exchange Rate Explained

The mid-market exchange rate is the midpoint between buy and sell prices in currency markets. Learn how it is set, where it is used, and why it differs.

Money Mule Awareness: Signs, Risks and Reporting

Money mule awareness explains how criminals recruit people in Canada to move illicit funds, the warning signs to watch for, and how to report it safely.

Money Order vs Money Transfer: Key Differences

Money order vs money transfer: one is a prepaid paper payment, the other moves funds electronically. Compare cost, speed, limits and safety rules in Canada.

Money Transfer Delivery Methods: A Canadian Guide

Money transfer delivery methods explained for Canadians: how funds reach recipients through banks, MSBs, cash pickups and prepaid cards, with official sources.

Money Transfer Limits: What They Are and How They Work

Money transfer limits explained: what they mean, who sets them, how they differ from fees and reporting rules, and what they mean for Canadian senders.

Payroll Remittance to the CRA: Definition

Payroll remittance to the CRA means sending withheld income tax, CPP, and EI to the Canada Revenue Agency. Learn how payroll remittance works in Canada.

Receiving Money in Canada: How It Works

Receiving money in Canada means funds arriving from abroad or locally into a Canadian account. Learn how transfers, remittances, deposits, and reporting work.

Recurring International Transfers: A Canadian Guide

Recurring international transfers explained: how scheduled cross-border payments work from Canada, the key terms involved, and what to check before sending.

Remit Meaning: Defining Remit in Canadian Finance

Remit meaning explained for Canadians: how the word is used in payroll, invoicing, tax and international transfers, with plain examples and official sources.

Remit Payment Meaning: What It Means in Canada

Remit payment meaning explained for Canadians: how the term differs from payment and transfer, plus payroll, invoice and international remittance examples.

Remittance Address Meaning: Definition and Uses

A remittance address meaning is simply where a payment is sent. Learn how the term is used in payroll, invoicing and international transfers from Canada.

Remittance Corridors Explained: Canada Guide

Remittance corridors explained: what a corridor is, how money moves between Canada and other countries, and how it differs from a payment or transfer.

Remittance Definition: What a Remittance Means in Canada

Remittance definition explained: payroll remittances to the CRA, invoice remittances, and international money transfers from Canada, with real examples.

Remittance Fee: Definition and Meaning in Canada

A remittance fee is the charge for sending money or making a required payment. Learn how the term is used in banking, payroll, and CRA filings in Canada.

Remittance vs Transfer: What's the Difference?

A remittance is a payment sent, often across borders; a transfer is the movement of funds. Learn the difference in Canadian payroll and global sending.

Remitted By: Meaning in Payments, Payroll and Tax

Remitted by meaning: a plain-language guide to what remitted means in payroll, tax, accounting, invoices and international transfers sent from Canada.

Sending Money Abroad Tax Rules Canada

Understand Canada's tax rules for sending money abroad from Canada. Learn about remittances, withholding tax, reporting requirements, and what the CRA expects.

SWIFT Transfer Explained: How the Network Works

A SWIFT transfer explained in plain language: what the messaging network does, how long it takes, what it costs, and how it differs from a remittance.

T1135 Foreign Property Reporting

Learn what T1135 foreign property reporting is, who must file, what counts as specified foreign property, and how it relates to sending money from Canada.

What Is a Money Services Business? Canadian Guide

A money services business is a FINTRAC-registered provider of money transfers, foreign exchange, or money orders. Learn how MSBs work when you send from Canada.

What Is a Remittance? Definition and Canadian Examples

A remittance is money sent from one party to another. Learn how the term is used in payroll, invoicing and international transfers from Canada, with examples.

Wire transfer meaning: definition and how it works

A wire transfer is an electronic instruction to move money between accounts. Learn the meaning, how it works in Canada, and how it differs from remittance.